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6 Perks to Working with an Agent Versed in Insurance

08/16/22  |  Heather Fordham

Finding the right real estate agent can make or break your real estate journey.


When it comes to buying a home, you will want to work with a real estate agent who can make the experience as smooth and successful as possible. Finding an agent who helps you feel comfortable and confident in your decisions is a must. If you can partner with an agent versed in the ways of insurance, that’s a bonus.

There’s a lot that goes into purchasing or selling a home. A real estate agent is there to help guide you through the process so you can accomplish your goals with less stress. When you work with an agent versed in insurance, you can rest assured knowing they have a wealth of knowledge and advice to give to help you end up with the best outcome.

Heather Fordham enjoys guiding her sellers through determining their home’s market value and thrives on finding great matches for them. She’s organized, innovative, and aggressive in your favor, and she’s proud to deliver outstanding service and personal attention to all her clients. If you have any insurance-related real estate questions, never hesitate to reach out to Heather and ask.

6 Perks of Working with an Agent Versed in Insurance

1. You Get More Information on Your Insurance Options



Having an insurance policy on your home is a great way to protect your investment and valuables. Unfortunately, working blindly with an insurance agent isn’t the easiest thing. Sometimes they pressure you into a policy for their carrier and you don’t end up getting all the information that could influence your decision. You might end up with limited coverage or with a plan that isn’t the highest quality for you and your home.

When you work with a real estate agent who is dedicated to your real estate success and satisfaction, they’re more interested in providing you with information that will help you find your dream home. That means giving you the most accurate information on finding an insurance policy that works for your specific home and needs.

A real estate agent is free of any limitations when it comes to suggesting the best carriers and plans for your home. They can be unbiased when advising on different policies and might even be able to recommend cheaper, more beneficial plans for your home.

When you’re searching for the right real estate agent to help you achieve your goals, don’t hesitate to ask them how they can help you with your insurance choices.

2. They Are Passionately Community-Focused


A real estate agent isn’t linked to any insurance corporation or policy. They don’t have to be sales-y or try to pressure you into any specific premium to make their living. They’re dedicated to helping you find the best home for you and improving the community where they work, which means suggesting the right insurance company for you, not the fastest or easiest one.

Since real estate agents are rooted in their community and care deeply about improving that community for their current and future clients, they want you to get the results you deserve. They’re willing to put in some extra work to help bring about your success in real estate, which includes giving you advice and answering questions on the best insurance options for your home.

3. They’ll Fight to Get a Better Price


A real estate agent versed in insurance understands the value of a dollar. They know you want to get the most house for your budget, and they also know you want to get the best insurance coverage for your premium. They’ll let you know when they think something is priced too high, too low, or if it’s a great deal.

A real estate agent dedicates their entire career to becoming knowledgeable about the real estate market and what’s best for their clientele. They won’t mind putting in a little extra work to help you identify the best price for a home and will offer their advice if they think you can do better on your insurance.

4. They Are Accessible


If you’re familiar with shopping for insurance policies, you know how difficult it can be to get your questions answered. You might spend a lot of time on hold, listening to an automated recording, or trying to track down a human being who can answer your specific questions.

When you work with a real estate agent versed in insurance, you have a ready professional who’s accessible, committed to your success, and who can answer most––if not all––your questions. A real estate agent should always be responsive to you and when they’re versed in insurance, they won’t mind sharing their expertise to help you get an idea of what direction you want to go in with your insurance decisions.

5. You Can Save Time


While a real estate agent can’t set up your insurance policy for you or give you an exact quote on your premium, they can save you some time. Not only do they cut down on the immense amount of time you would otherwise spend searching for the right home or organizing paperwork for closing, but they can help you narrow down your insurance options by giving you their recommendations for local experts.

The best real estate agent wants you to have the smoothest, most stress-free experience purchasing your home. This means they won’t mind putting in some extra effort (and saving you a little bit of time) by recommending policyholders and carriers who have the best insurance plans and policies. They may even give you some companies to avoid depending on your needs.

6. They Will Tap Into Their Network



When you work with a real estate agent, they’ll use all of their network and tools to bring about your real estate success. That includes one of the most effective real estate communication tools, the Multiple Listing Service (MLS) where they can access the best homes currently or coming on the market.

They’ll also utilize their network for your other needs, which includes tracking down answers to your insurance questions and helping you partner up with trustworthy professionals in the area.

The best real estate agent wants you to be happy and satisfied in your new home and they won’t mind finding you experts who can help you get there.

Additional Perks of Working with a Real Estate Agent


While you can browse the internet for your dream home on your own, or list your home solo and hope it sells, working with a real estate agent can make your real estate experience far more successful. Whether you’re looking to buy or sell, here are four additional benefits of working with a capable, dedicated real estate agent.

1. They Know the Area



When working with an experienced real estate agent who is dedicated to you and the area where you’re hoping to buy or sell, you have the advantage of all their knowledge and expertise. A real estate agent has the market knowledge, a clear understanding of the neighborhoods and their backgrounds, and they have market insight that they'll apply in your favor.

2. They Understand the Real Estate Market


It’s no secret that the real estate market is an ever-changing beast. Sometimes it changes drastically from one week to the next. Working with a real estate agent can help you ride the fluctuations in the market with less stress and more success.

Real estate agents stay on top of things like interest rates in each city, price changes, new homes coming on the market, and more. You won’t need to worry about constantly monitoring the market and all its turbulent changes since your real estate agent will handle this for you.

3. They’re Accustomed to Complicated Transactions



Most people don’t purchase or sell numerous homes in their lifetime. Real estate agents, however, are present at dozens of home sales — sometimes in a single year. They’re accustomed to the stressful, complicated process of home sales and purchases.

They know the process, what paperwork you need to have available, what loan officers and underwriters are most helpful, and how to make a competitive offer or set an aggressive price on your home. If you run into any hiccups or complications, a qualified real estate agent can guide you through so you find the most success.

4. They’re Motivated Towards Your Success


The simple truth is that a real estate agent doesn’t make any money unless you come upon your real estate success. You have to either buy or sell your home for them to make a commission. That means they are highly motivated to help you succeed and are willing to put in a lot of work to make that happen.

When you work with a trustworthy real estate agent, you can be confident that they’re working to find the best property or buyer for you. This saves you a lot of time, effort, and stress.

Reach out to New Heights Real Estate Group


If you’re searching for a qualified real estate agent to help buy or sell your home, Heather Fordham at New Heights Real Estate Group is ready to help. She spent twenty years living in The Heights and another twenty in Cypress, so she has deep roots in the area and a clear understanding of the real estate market. Reach out with any questions or feel free to browse her portfolio and featured properties.



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